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AI Coding Subscription Matrix
msgs
hrs
Monthly messages 2,400
Implied pace 20/hr
Monthly hours 120

Budget recommendation

Calculating

Quality recommendation

Calculating

0 rows
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Method notes
  • Comparable rows have published limits or explicit planning estimates for cost at your usage.
  • Confidence tags say how solid the source is; basis tags say whether the cap is official, inferred, estimated, or metered.
  • Normalized cap/day converts monthly, weekly, five-hour, or estimated limits into a daily planning number.
  • Quality signal uses a representative published benchmark for the model family, not a direct plan score.
  • Source markers open the pricing, quota, or benchmark reference used for that cell.
Headroom key
using less than 80% within 20% of cap over cap unstated

Full sortable table below. Swipe sideways for all columns; use the cards above for quick phone reference.

Estimate usage from a sample week
80 msgs/day, 4 hrs/day
  • Count one user prompt, agent run, code review request, or chat turn as one message. For plans that bill requests or credits, this is only a planning proxy.
  • Use 3-5 recent workdays. ChatGPT, Claude, Cursor, Copilot, OpenCode, and terminal histories are usually enough for a rough count.
  • For hours/day, use focused coding time rather than wall-clock time. Screen Time, RescueTime, WakaTime, editor telemetry, or a calendar block estimate all work.